CU2311. Uncertainty on the Horizon: Balancing Loan Growth and Credit Quality

Financial institutions are resilient organizations and regularly faced with a cycle of challenges. We will dig into the balance between loan growth and credit quality in an environment marked by economic uncertainty, changing market dynamics, and evolving regulatory frameworks. Ensuring lenders are prepared to navigate these complexities to ensure sustainable growth and minimize potential risks is critical. We will explore the key factors that contribute to the uncertainty on the horizon, such as fluctuating interest rates, shifting borrower profiles, and broader economic indicators.

Learning Objectives:

• Analyze factors impacting credit quality
• Select best practices for balancing growth and quality