PFP2404. The Role of Life Insurance in Integrated Planning

For most professional advisors, life insurance is usually an afterthought — something you check off the list and refer to a specialist. But there's an opportunity to bring life insurance into the financial and tax planning process as a powerful tool for delivering defined outcomes and exerting control of tax incidence. This session will make the case for life insurance as a financial product that, when illustrated conservatively and managed properly, can deliver a set of benefits for which there simply is no substitute.

Learning Objectives:

• Identify the mechanics of permanent life insurance as a financial instrument.
• Recognize the ability for life insurance to control tax incidence.
• Distinguish how life insurance can integrate into a holistic financial plan.