Jane Downey is an internationally known Risk Management consultant and Insurance industry expert. Jane founded Clarity Concepts 25 years ago and has provided a variety of diverse, multinational organizations, with her independent Insurance and Risk Management expertise. Jane has a background in both Insurance brokerage and Risk Management. Her specialty industries include manufacturing, financial institutions, and technology risks. She has made many Risk Management reports to the C-Suite. Her work is also focused on claims management and reducing Workers Compensation claims.

Clarity Concepts, also maintains a significant practice in enterprise risk consulting and expert witness engagements. Her expert witness work focuses on broker liability, claims management, risk management and risk control standards, and insurance coverage disputes.

Jane has served as adjunct faculty at Temple University in Risk Management and Leadership and at Penn State University in Crisis Management. She currently teaches the CE classes: Advanced CGL, Preventing Broker E&O claims, E&S Market and Intro to Casualty and Intro to Property Insurance for the Institute of Strategic Educational Partners. Jane recently completed the ARIAS requisite training as an arbitrator and will soon pursue certification as both an insurance arbitrator and mediator.

Jane is a Summa Cum Laude B.A. graduate of Temple University's Fox School of Business with a dual degree in Risk Management and Accounting. She ranked first in her graduating Risk Management class and was one of 12 graduating seniors chosen nationally for the National RIMS conference scholarship. Jane also obtained her master's in education with Honors from Temple in the Psychology of Groups. She holds the Property and Casualty Insurance Brokerage licenses in the States of PA and NJ, serves as a Committee member and mentor for the National Association of Women Business Owners-Programming, former Board Chair, Mentoring for the Forum of Executive Women, and member of the Gulph Mills Civic Association.