Rick is a Certified Public Accountant with more than nine years of experience in the audit profession. He is deeply specialized and works almost exclusively in the financial institutions sector, focusing on public banking companies both 404 and non-404, FDICIA financial institutions, and NCUA regional and federal credit unions. He is based in Los Altos, CA and works with clients ranging both locally within the Silicon Valley area and nationally with banks and credit unions in several other states.